Stock analysts expect Cathay General Bancorp (NASDAQ:CATY – Get a rating) will report sales of $171.87 million for the current fiscal quarter, Zacks Investment Research reports. Three analysts have released earnings estimates for Cathay General Bancorp, with the lowest sales estimate of $168.00 million and the highest estimate of $177.60 million. Cathay General Bancorp posted […]
Tag: installment loans
Top Five Nigerian Loan Apps You Should Try Today
Online loans are a great way to get easy cash when things get a little tough. As an individual, getting personal loans from the bank can be quite complex and the chances of a positive response are slim. However, with the introduction of personal finance loan apps, you can now apply for personal loans and […]
Get Installment Loans Without any Fees
Installment loan lenders are frequently compared to loan sharks. Critics claim that such lenders prey on those who are so desperate for cash that they unintentionally sign up for loans with exorbitant interest rates. According to Pew Charitable Trusts data from 2012, the average Installment loan borrower takes out eight short-term loans every year, each […]
goeasy (TSE:GSY) raised to “Strong-Buy” at Raymond James
goeasy (TSE:GSY – Get a rating) was upgraded by Raymond James equity researchers from an “outperform” rating to a “strong buy” rating in a research report released Friday to clients and investors, BayStreet.CA reports. The company currently has a price target of C$207.00 on the stock. Raymond James’ target price indicates a potential upside of […]
OPPFI INC. MANAGEMENT REPORT OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-K)
PREVIEW We are a leading mission-driven financial technology platform that powers banks to offer accessible financial products to everyday consumers through our proprietary technology and artificial intelligence (“AI”) and a top-rated customer experience. Our primary mission is to facilitate financial inclusion and credit access to the 150 million everyday consumers who lack access to mainstream […]
Can I pay my car loan with a credit card?
Can you pay your car loan with a credit card? Well, yes… technically you can. Most lenders won’t let you use a credit card to pay your loan directly, but you know those convenience checks your credit card company sends in the mail, encouraging you to transfer a balance? You can use one in a […]
CUANM-backed interest rate bill signed into law | 2022-03-10
New Mexico Governor Michelle Lujan Grisham signed a bill backed by the New Mexico Association of Credit Unions to cap the interest rate on installment loans on March 1. HB 132 reduced the maximum annual interest rate on installment loans to 36% (down from the previous 175%). “This bill is a victory for hardworking families […]
Hawthorn Bancshares (NASDAQ:HWBK) Gets Buy Rating From StockNews.com Analysts
StockNews.com began to cover the shares of Hawthorn Bancshares (NASDAQ: HWBK – Get a rating) in a note released Thursday to investors. The company has set a “buy” rating on the shares of the financial services provider. The NASDAQ HWBK opened at $25.51 on Thursday. Hawthorn Bancshares has a 52-week low of $20.76 and a […]
TransUnion follows Equifax decision to include Buy Now, Pay Later data in credit reports
JransUnion, one of the three major consumer credit bureaus in the United States, began including data from Buy Now, Pay Later (BNPL) companies in consumer credit reports in February 2022. The news came shortly after Equifax, a competing credit bureau, announced a similar move. The inclusion of BNPL data is important because it has the […]
4 things to know about personal loans
NEW YORK, March 05, 2022 (GLOBE NEWSWIRE) — Personal loans allow borrowers to withdraw cash for a variety of purposes, such as replenishing their emergency fund, refinancing high-interest debt or even making a purchase important. These loans are flexible, offer quick funds, are available online, and do not necessarily require borrowers to post collateral. But […]
How an installment loan can affect your credit score
NEW YORK – March 5, 2022 – (Newswire.com) iQuanti: Installment loans allow you to borrow money at a fixed interest rate and pay it back in fixed monthly installments of principal and interest. You can use them for a variety of purposes, such as refinancing debt, financing a home improvement, or building an emergency fund […]
Advance America: 4 Online Loans That Can Help Cover New Year’s Expenses
NEW YORK â March 5, 2022 â (Newswire.com) Online loans are designed to help borrowers get extra funds quickly so they can cover essential and emergency expenses. From cash advances and installment loans to title loans and lines of credit, there are many online loans borrowers can choose from to get the money they need. […]
How the war in Ukraine is affecting many financial industries
Powell: Fed to proceed cautiously with rate hike amid Ukraine dispute Federal Reserve Chairman Jerome Powell said Wednesday that the central bank still plans to raise interest rates despite the “very uncertain” economic effects of the war in Ukraine. “Ultimately we will continue, but we will proceed with caution as we learn more about the […]
The interest on my tax debt is accumulating. Should I pay it back with a loan?
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. The Credible Money Coach offers insight to […]
What is student loan amortization?
Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, who we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. Amortization is the process of paying off a loan, […]
What is a no credit check loan?
No credit check loans are loans where the lender does not check the borrower’s credit before approving and lending loans. These types of loans can be tempting if your credit is poor and you don’t qualify for other products. However, no credit check loans can be risky and are generally not well regarded as they […]
TransUnion to Maximize Financial Inclusion Opportunities for Nearly 100 Million Consumers Using BNPL Loans
Pavlo Gonchar / SOPA Images Up to 100 million American adults have used buy now pay later (BNPL) loans at least once in the past 12 months, but financial institutions currently do not have access to the information generated when consumers open and redeem these new debt securities, according to a new report. Now, TransUnion […]
How does an installment loan process work at Heart Paydays?
An installment loan allows the borrower to withdraw a certain amount of money over time. The loan is then repaid in installments. Typically, installment loans come with fixed payment amounts – they don’t vary throughout the loan. However, loan interest rates may vary depending on the lender and the terms of the loan. Examples of […]
Do Student Loans Affect Your Credit Score?
Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. If you have federal student loans, you may not have to make […]
America’s largest banks are making major changes to overdrafts that will help consumers
January 2022 has turned into a breakthrough month to strengthen consumer protections in the nation’s banking sector and ensure that more Americans can have access to safe and affordable credit. In just nine days, five of the country’s largest banks…Bank of America, Wells Fargo, American bank, Truistand Bank of Regions– announced that they are eliminating […]
Regulators urged to ban predatory FinTech lending
A coalition of lobby groups wants U.S. regulators to look more closely at banks’ partnerships with FinTechs to charge predatory interest rates that would otherwise be illegal in lenders’ home states, Bloomberg reported on Friday (February 4). In one letterthe National Community Reinvestment Coalition, the NAACP and several other groups said the Federal Deposit Insurance […]
Prevent payday lenders from using trusted banks for predatory lending
Three major banks — Wells Fargo, Truist and Bank of Regions – announced in January its intention to launch low-value loan offers to its customers with checking accounts. If their loans give customers time to repay in affordable installments at fair prices, like the existing small loans from US Bank, Bank of America and Huntington […]